Preserve Capital.
Secure Income.
Corebridge Financial provides a suite of annuity products designed to bridge the gap between accumulation and a sustainable retirement. By converting assets into a contractually defined income stream, we help manage the risks of market volatility and longevity.
Inquiry Desk
+1-212-553-5047
Available Mon-Fri 9:00-18:00 for product inquiries and Corebridge Financial log in support.
Strategic Classification of Annuity Solutions
Understanding how to deploy capital for retirement requires a clear distinction between the mechanics of growth and the mechanics of distribution. At Corebridge Financial, we categorize our annuity offerings based on their primary function in your long-term plan: protection, accumulation, or immediate liquidity.
Fixed Annuities
Our fixed annuities provide a predictable interest rate that acts as a stabilizer against the volatility of equity markets. This is particularly beneficial for individuals within five years of retirement who require principal protection and a contractually defined rate of return.
Variable Annuities
Offering the potential for higher returns, variable annuities link performance to underlying investment portfolios. While they carry more market risk than fixed options, they offer tax-deferred growth, allowing the principal to compound more efficiently over time.
Index-Linked Solutions
Index-linked annuities offer a middle ground by shielding the principal from losses while allowing for a portion of market gains based on a specific index. It is a structural solution for those seeking market participation without full downside exposure.
Tax Advantage & Timing
Immediate vs. Deferred
The distinction lies entirely in the timing of the first payout. Immediate annuities facilitate instant income, whereas deferred contracts focus on an accumulation phase.
Surrender Periods
Annuities are a long-range commitment. Surrender periods designate the years during which withdrawing funds incurs a fee, protecting the integrity of the long-term investment strategy.
Liquidity Features
Most Corebridge Financial annuity contracts include 'free withdrawal' percentages, allowing owners to access a portion of their value annually without penalty for unforeseen needs.
Note: Tax-deferred growth allows principal to compound more efficiently as taxes only apply when distributions are taken. Consult your tax professional regarding your specific situation.
Income Stability
A well-structured annuity functions as a private pension, providing a "floor" of guaranteed income that traditional 401(k) portfolios may lack in unstable market environments.
Enhanced Protection
Through Contractual Riders
Beyond the base contract, Corebridge Financial retirement solutions offer optional add-ons to customize your protection levels based on your household's unique requirements.
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01/
Inflation Protection
Payout adjustments designed to help maintain purchasing power against rising living costs over a long retirement horizon.
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02/
Death Benefit
Ensures that if the owner passes before a certain threshold, the remaining value is passed to named beneficiaries.
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03/
Joint-and-Survivor
Provides a continuous income stream for a spouse after the primary account holder passes away, ensuring household stability.
Agent & Advisor Resources
Professional partners can access the Corebridge Financial agent portal for comprehensive product specifications, commission structures, and policy management tools. We provide the infrastructure necessary for advisors to deliver precise guidance to their clients.
Need Assistance with your Corebridge Annuity?
Our support specialists are standing by to assist with contract inquiries and access issues.
Help Desk
+1-212-553-5047
Annuities are long-term, tax-deferred investments designed for retirement and involve certain risks. Withdrawals from annuities are subject to ordinary income tax and, if taken prior to age 59½, may be subject to a 10% federal additional tax.
Variable annuities are sold by prospectus only. The prospectus contains investment objectives, risks, fees, charges, expenses, and other information regarding the variable annuity contract and the underlying investment options, which should be considered carefully before investing.
Guarantees are based on the claims-paying ability of the issuing insurance company. Corebridge Financial refers to the suite of companies formerly known as AIG Life & Retirement. Not all products are available in all states or through all distribution channels.
Corebridge Financial, Inc. 123 Main Street, New York, NY 10001, USA. Last Updated: March 11, 2026.